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10% off at Iceland for workers from emergency services for Christmas
As a Christmas thank you, Iceland is offering an exclusive 10% discount to all those working for the Police, Fire Service, NHS, HM Coastguard and RNLI, when they shop at one of its stores between Monday 27 November and Sunday 17 December 2017.
Iceland hopes this special ‘thank you’ discount will make Christmas that little bit easier this year for those people in the emergency services who work around the clock, to help the UK public.
To offer the emergency services a discount this Christmas, Iceland have partnered with Blue Light where as a registered member you will be provided with a unique code for one of the tiered discounts: £4 off £40, £5 off £50 and £6 off £60 Merry Christmas from Iceland Online Team.
Who Qualifies Online via Bluelightcard?
There are 31 services …
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Young persons railcard valid for people up to 30 from 2018
Some awesome news from the budget. The government has said people up to 30 years-old will now be able to buy a £30 railcard for discounted train travel.
The move – set to be announced tomorrow – would be an extension of the current young person’s railcard for those aged 16 to 25.
The so called millennials’ card will be available from spring next year, and offer up to a third off non-peak fares.
That’s a bummer as the new railcard is unlikely to be much use for regular commuters, as railcard discounts are restricted at peak times, usually before 10am, but for regular travellers after this time and weekends, it will save quite a few pennies.
The card is part of a series of Budget measures aimed to attract younger voters after a resurgence …
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Black Friday deals and extra vouchers too
So with Black Friday coming up, wait before you buy! Here’s a round up of savings from some leading retailers and also links to other useful voucher…as you know as well as I do, never buy anything online without using a voucher code if you can.
Currys/PC World
Offer: Black Friday Prices Now: Save Up to Half Price
Valid until: 26th November
Link: https://www.vouchercodespro.co.uk/currys
Wiggle
Offer: Great RRP Savings in the Pre-Black Friday Event
Valid until: 26th November
Link: https://www.vouchercodespro.co.uk/wiggle
Joules
Offer: Black Friday Event! Up To 50% Off
Valid until: 27th November
Link: https://www.vouchercodespro.co.uk/joules-clothing
LoveHoney
Offer: Black Friday Real Deals! Up To 60% Off Valid until: 27th November
Link: https://www.vouchercodespro.co.uk/lovehoney
AO.com
Offer: Save up to 50% off
Valid until: 27th November
Link: https://www.vouchercodespro.co.uk/appliances-online
Bensons for Beds
Offer: Black Friday! …
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Iceland giving away an extra £1 for every £10 spent and more with Bonus Card
Iceland is giving its Bonus Card holders an extra bonus of £1 cash to spend in store for every £10 they load on the card for the next two weeks to help them with their Christmas shopping.
The Iceland Bonus Card allows shoppers to load money to the card in order to spread the cost of special occasions, such as Christmas, and get excellent ‘bonuses’ from Iceland.
‘Save for Christmas’ is available in addition to already excellent rewards shoppers can get from the standard Bonus Card rewards – a £1 bonus for every £20 loaded on the card.
Card-holders can make good money in the next two weeks:
- If a customer loads £20 of savings to their Bonus Card between 16th to 29th October, they will get a £3 bonus (that’s the usual £1
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Have people stopped saving?
This was the topic of a session at finance bloggers event The Shomos a couple of weeks ago. A panel discussion included a representative from James from Vanguard, Mike from 7 Circles, Mrs Mummypenny, Lynne James and Faith Archer from Much more with Less.
Scarely, 1/4 of adults have less than £100 savings, unlike most money bloggers who have emergency fund, pensions and some have stocks and shares.
The reasons why people are not saving include poor interest rates, the global financial crisis and some debt that needs to be paid off, which takes priority.
The chap from Vanguard tried to offer an alternative, but said that barriers to entry to saving via investing include perceived complexity and the cost of investment. Vanguard offers index trackers and wants to lower the …
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Open banking and Yolt
I went to the money saving bloggers event last week and met the team from Yolt, an app that helps consumers to benefit from open banking and aims to change our attitude to money. It’s bank agnostic and provides one view of financials.
Money is the root of all evil, apparently. Unfortunately, most of us in the UK, don’t have savings to cover three month emergency period. Some people don’t have the income to allow them to save, and others are simply not interested in saving.
Sometimes we’re irrational when it comes to money, and don’t really know the true value of products/services we buy. There’s this thing called anchoring you see. It’s used by restaurants for example, where there is a high price of wine or dish, and basically when you see the price, …
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Bank of Gran and Grandad deposits over £37 billion to help grandchildren
As a recipient of financial help from my parents for our children, I liked this research so thought I’d share it.
At a time when estate agents are warning that house price affordability is reaching a crisis point it seems that more people are turning to their grandparents in order to get a foot on the property ladder. The Bank of Gran and Grandad has donated a total of over £37bn in funds to their grandchildren and one in ten grandparents say this money was to be spent on a deposit for a house.
The generous donations look set to continue as the research from Saga shows that a further third of grandparents are still considering or intending to give a financial gift and one in ten are considering lending money to grandchildren. The typical …
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Two pizzas or cinema tickets for £5 worth of Nectar points
Hotter than a British summer heatwave, the Nectar Summer Rewards offer in partnership with Sainsbury’s is running till 8 August, giving cardholders the chance to enjoy two pizzas at PizzaExpress or two cinema tickets for Vue for just £5-worth* of Nectar points (1,000 points).
Cardholders can make the most of the Nectar Summer Rewards offer to treat themselves to some of this year’s most anticipated movie releases, including Spider-Man: Homecoming and Cars 3, or tuck into a freshly baked pizza from PizzaExpress’ extensive menu.
Turning points into a trip to the cinema or a delicious meal couldn’t be easier – simply go into the nearest Sainsbury’s superstore to exchange 1,000 points* for a Nectar Summer Rewards voucher. Those with the Nectar app can also redeem this offer simply by tapping whilst on the move. …
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Top tips on how to be an economical and environmentally-friendly driver
I bought my car because it gives out low carbon emissions, but to my horror it’s a diesel and now they are not great in terms of air pollution, so I am very interested in eco-driving as it can save the environment and us all money – both in terms of fuel consumption and wear and tear to our cars. According to a study by Fiat (which included 5,700 drivers in five countries), eco-driving saves an average of 15% of fuel costs and greatly reduces maintenance expenses.
There could be enormous benefits to the environment too, as air pollution in the form of emissions could be reduced significantly. The European Climate Change Programme calculated a reduction potential of at least 50 million tons of CO2-emissions in Europe, which could save as much as 20 billion …
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Rent your life – how sharing your possessions can make you money
I am a massive fan of the sharing economy. I love JustPark and AirBnB for instance.
We could all do with that bit of extra cash in our pocket. Whether you’re saving for a holiday, attire for all those summer weddings you’ve been invited to, or simply looking for a bit of extra cash to put aside for a rainy day, you’ll be pleased to know there are simple ways to make extra money off things you already own.
The sharing economy is a great way to earn money by ‘sharing’ things you already own. You can rent out your spare room, hire out your car to others or even rent out your bike. Graeme Risby, CEO and founder of HiyaCar explains how rather than watching your car slowly reduce in value or mount up …